There is a problem with the transfer of title of property in the State of California. I don't know if this problem exists elsehwere but here it is: the process is too reliant on sequence. So for example, if you are selling a home and leasing it back for a number of days after the close, you can expect to pay lease back and your own mortgage payment for probably 2 days until the sequence of events involved in title transfer take place - and all without receiving a dime of the sale price or a penny of interest on those funds. If someone is familiar with this process in other states please weigh in. My idea is to make the funding of buyers loan concurrent with the funding of sellers outstanding loan and title transfer effective within no more than a one hour time period so that the process is fair to both buyer and seller. As it stands now, buyers take technical posession of a property almost a complete 2 days before the seller reaps any financial benefit. At any sale price, that's lost interest on top of additional payments.